24 HOURS GROUP PERSONAL ACCIDENT POLICY

 

All confirmed whole-time employees as well as employees on probation/training/apprenticeship working in India are covered under this Policy on 24 hour basis against accident. The Sum Insured is Rs.2,00,000/- per person.  If the insured person sustains any bodily injury resulting solely and directly from accident, compensation as below is payable under the Policy.

 

Death	Capital sum insured
Loss of sight of both eyes OR Loss by physical separation of Two entire hands or two entire feet OR One entire hand and one entire foot OR Loss of sight of one eye and loss by physical separation of one entire hand and one entire foot.	Capital sum insured
Loss of use of two hands or two feet OR one hand and one foot OR loss of sight of one eye and use of one foot	Capital sum insured
Loss of sight of one eye OR Loss by physical separation of one entire hand or one entire foot	50% of the capital sum insured
Loss of use of one hand or one foot	50% of the capital sum insured
Permanent total disablement from injuries other than those named above	Capital sum insured
Permanent partial disablement	Specified percentages of the capital sum insured depending on the extent of disablement

 

For the Policy period from 01/07/2005 to 30/06/2006, the policy is being serviced by the Oriental Insurance Co. Ltd. and all claims have to be lodged with their Divisional Office No. XI, whose address is given hereunder,

 

The Senior Divisional Manager

Oriental Insurance Co. Ltd.

Mumbai Divisional Office No.XI

Oriental House, 3^rd Floor

7, J Tata Road, Churchgate

Mumbai – 400 020

Tel : 022-22820423/22824653    FAX : 022-22852890

E-mail – oicmu11300@vsnl.net

Download the Claim Form

 

Requirements for filing claim :   1. Filled in Claim Form.

                                                            2. FIR

                                                            3. Police Final Report.

                                                            4. Panchnama.

                                                            5. Postmortem Report in case of Death.

                                                            6. Death Certificate in case of Death.